by Steven Stebbins 
Welcome to Your Bali Real Estate Cheat Sheet
Buying or selling property in Bali can feel overwhelming — but it doesn’t have to be. With the right information, the process becomes smooth, strategic, and rewarding. This cheat sheet covers the essential facts, tips, and tools you need to navigate the Bali real estate market confidently, and help you become your own Bali real estate guide.
1. Know Your Ownership Options
Foreigners can’t directly own freehold property in Indonesia, but there are legal structures that make it possible to invest securely.
Leasehold (Hak Sewa):
The most common structure for foreigners. Typically 25–30 years, with extension options.
Right of Use (Hak Pakai):
Legal ownership under an Indonesian entity or nominee. Often used by long-term expats.
Freehold (Hak Milik):
Available only to Indonesian citizens — but with legal counsel, partnerships or PT PMA structures can offer access.
📝 Tip: Always consult a legal notary or property lawyer before entering into any agreement.
2. Work With a Trusted Agency
The Bali market is unregulated in many areas, which means anyone can pose as an agent. Partnering with a reputable, registered agency ensures you avoid scams, overpricing, or legal issues.
At Own Bali Real Estate, we provide full transparency, verified listings, and legal guidance every step of the way.
3. Understand Bali’s Key Investment Zones
Different areas appeal to different types of buyers and investors:
- Canggu: Trendy, popular for villas and digital nomads
- Uluwatu: Scenic, luxury cliffside retreats
- Ubud: Culture and wellness-oriented lifestyle buyers
- Seminyak & Petitenget: High-demand rental zones
- Jimbaran & Sanur: Quiet, family-friendly communities
🔗 Internal Link: Top Areas to Invest in Bali in 2025
4. Get Your Finances in Order
Buying in Bali usually requires full upfront payment. Foreigners rarely use mortgages, so proof of funds is essential.
What you’ll need:
- Passport copy
- Proof of funds or bank statement
- Notarized agreements
- Land/building certificate (when applicable)
📝 Tip: Prepare in advance to make offers quickly in a competitive market.
5. Legal and Tax Requirements
All sales should be conducted with a certified notary. Here are a few key requirements:
- Buyer taxes: 5% PPh final (for land & building purchases)
- Seller taxes: 2.5% for most property types
- IMB (Building Permit): Essential for rentals and resale
🔗 Internal Link: Freehold vs Leasehold in Bali
6. What Sells Fast in Bali?
In-demand properties usually share these traits:
- Walking distance to beaches or cafes
- Modern tropical design with pool
- Fully furnished, turnkey listings
- Legal documents in order (IMB, PBB, certificates)
- Strong rental potential or ROI projections
7. How to List Your Property Successfully
Want to sell your villa fast and for a strong price?
Here’s the cheat sheet:
- Work with a pro agency
- Get high-quality photos and drone shots
- Have all documents ready
- Price it right — based on market data
- Promote it through digital channels like Google Ads and social media
🔗 Internal Link: Contact Us to List Your Property
8. Avoid Common Pitfalls
- Skipping due diligence
- Working with unlicensed agents
- Ignoring zoning rules
- Buying without a clear title
- Expecting short-term ROI in a long-term market
📝 Pro Tip: If a deal seems too good to be true, it probably is.
9. Use Reputable Resources
Stay informed through trusted platforms and local experts:
External Backlinks:
- BKPM Indonesia Investment Info
- Notary & Legal Services in Bali – Indonesia Expat
- Bali Real Estate Market Reports – Knight Frank
Final Thoughts
This Bali real estate guide gives you everything you need to start smart — whether you’re buying your dream villa, selling a prime investment, or just exploring opportunities.
There’s no substitute for working with professionals who understand the local market and can guide you with clarity and trust.
Ready to Buy or Sell in Bali?
Let us help you make the smart move.
Contact us now or book a viewing to get started.
